Let Our Evansville Lawyers Help You Fight Indiana Fraud Charges

Last updated on February 26, 2026

The complexities of fraud charges should not be underestimated by anyone. The federal and state governments aggressively prosecute instances of fraud and will pursue the steepest available sentences. If you’re the target of such an investigation, you deserve a thorough, unrelenting defense.

At Zoss Law LLC, our Evansville fraud charge attorneys have spent their careers defending clients from criminal charges of all types. Our firm was established in 1994, and since that time, people across Evansville and the rest of southern Indiana have turned to us in their most dire legal situations. For those facing fraud charges, we bring the strength to preserve your rights and the insight to help you make smart decisions about your defense.

How Does Indiana Define Fraud?

Facing a fraud charge often comes with the obvious question of “What counts as fraud?” Indiana’s law specifically notes that fraud is a crime where a person uses deceptive tactics to gain access to property, information or benefits. There are multiple provisions in the law that cover tactics that people may use.

The law is written intentionally broad because fraud can cover so many types of activity. However, that broadness does mean that prosecutors can be “creative” in their pursuit of suspects. And when prosecutors get creative, that’s when a person’s rights are most in jeopardy.

Types Of Fraud

There are numerous crimes that fall under the umbrella of fraud and can include:

• Identity theft: This generally involves the unauthorized use of another person’s identifying information, such as a Social Security number, financial account details or government-issued identification. Allegations may arise from opening credit accounts, accessing banking platforms, filing tax returns or conducting transactions in someone else’s name. In some cases, prosecutors argue that possession of identifying information alone demonstrates criminal intent, even without completed financial loss.
• Medicare or Medicaid fraud: These charges frequently involve claims of improper billing, duplicate submissions or services allegedly not rendered. Health care providers, office staff or billing professionals may be accused even when billing errors stem from coding disputes or administrative oversight. Investigators often review years of records at once, increasing the risk that routine inconsistencies are framed as intentional patterns.
• Wire fraud: Allegations of wire fraud are based on electronic communications like emails, online transfers, text messages or digital payment systems used in connection with deception. Prosecutors often rely on a single transmission to establish jurisdiction, even if the core conduct occurred elsewhere. Jurisdictional issues frequently arise because communications may cross state or national borders, expanding exposure to federal prosecution.
• Mail fraud: Mail fraud charges arise when the postal system or private carriers are allegedly used to advance a fraudulent scheme. This can include contracts, financial statements, applications or routine correspondence. Even third-party mailings, such as bank notices or vendor invoices, may be cited if prosecutors claim they furthered the alleged activity. Defending these cases often requires analyzing whether mail use was incidental or truly central to the accusation.
• Mortgage fraud: This form of fraud may involve claims of misstated income, inaccurate property valuations or omissions during the loan application process. These cases frequently arise years after closing, when economic conditions have shifted. Property value fluctuations, market downturns and lender practices at origination can serve as critical context in a defense. Borrowers, brokers, appraisers and sellers may all face scrutiny in the same investigation.
• Welfare fraud: Welfare fraud charges typically involve accusations of failing to report income, employment changes or household composition accurately. Many cases originate from automated audits or data matches rather than direct evidence of intent. Allegations may stem from misunderstandings about eligibility thresholds, delayed reporting or complex benefit rules.

These crimes can be pursued both federally and at the state level. Our team of criminal defense attorneys understands the pressure these charges put on you at every point in your life. We will work hard to remove that pressure and let you focus on moving forward.

Dedication. Compassion. Strength.

Our firm’s entire focus is on you and your rights. We will work as hard as necessary to protect your freedom and your future. Reach out to one of our skilled Evansville fraud charge lawyers today for a meeting by calling 812-266-9609 or by sending us an email using this form.